Frank's pension horizon

earns more if he makes smart choices today.
PDN Frank Nieuwebaan 4 K

I am an employee

I am an employee and accrue pension at Pensioenfonds PDN.

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I am a former employee

I am a former employee and do no longer accrue pension at Pensioenfonds PDN

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Frequently asked questions about value transfer

I am an employee

How do I apply for a value transfer? +

You can request a value transfer from Pensioenfonds PDN by completing the ‘Value transfer Application form’ and sending it to us.

Where do I find the value application form? +

Below you will find the form for value transfer from Pensioenfonds PDN:

For more information about value transfer, please also see the ‘value transfer’ page.

How long does a value transfer take? +

A value transfer is made between your current pension fund and your old pension fund. The value transfer is initiated by you when you submit the ‘Value Transfer form’ . After that, you do not need to do anything for a while. After some time, Pensioenfonds PDN will send you a calculation of the value of your pension. The value transfer can only proceed once you have agreed to it. The process takes approximately 6-7 months.

How much can you earn by choosing wisely where to transition? +

 To give you a better idea, here is a calculation example:

Suppose you are 45 years old and you have a retirement pension somewhere that will yield €15,000.00 per year when you retire.

The value of that pension is approximately €70,000.00, which will go into your pension pot.

At Pensioenfonds PDN, with a funding level of 130%, you will receive an additional increase in your pension pot of 12.8% x €70,000 = approximately €9,000 on 1 January 2027. You can then see what increase you can get from your other fund.

Under the question: ‘By what percentage does PDN increase the starting capital of my pension pot?’, you can see what increase you will receive from Pensioenfonds PDN at different funding levels.

By what percentage does PDN increase the initial capital of my pension pot? +

That depends on the funding level on 1 January 2027. The increase that Pensioenfonds PDN can give is shown in the table below. Please note: DNB still has to approve this. We will only know in the course of 2026 whether these are the final percentages.

Where can I find the current funding level of PDN? +

The funding level and the policy funding level are published around the 10th working day of each month on our website under “Funding level, returns and other financial figures”.

The funding level is now higher than 130%. By how much will my starting capital at Pensioenfonds PDN be increased? +

We do not know that yet. Employers, trade unions and the board of Pensioenfonds PDN need to discuss this. Those discussions are ongoing. 

Why do I need to apply for a value transfer before 1 May 2026? +

This is necessary if you want to transfer to Pensioenfonds PDN because of the transition bonus. It can take up to seven months for your request to be processed. If you want to benefit from a better transition bonus, you must submit your application on time. That way, you can be sure that everything will be arranged in time. You can still submit a request after 1 May 2026, but the longer you wait, the less likely it is that you will be on time.

I am a former employee

How do I request a value transfer? +

You request a value transfer from your current pension fund. You can find out how this works on your current fund's website, or ask the fund's helpdesk.

Where can I find the value transfer form? +

That depends on your current pension fund. You can usually find information about how this works on their website.

How long does a value transfer take? +

A value transfer is done between your current pension fund and your old pension fund. It starts when you apply for a value transfer from your current pension fund. After that, you don't have to do anything for a while. After a while, your current pension fund will send you a calculation of the value of your pension. Only when you approve this the value transfer can proceed. The process takes about 6-7 months.

By what percentage does PDN increase the initial capital of my pension pot? +

That depends on the funding level on 1 January 2027. The increase that Pensioenfonds PDN can give is shown in the table below. Please note: DNB still has to approve this. We will only know in the course of 2026 whether these are the final percentages.

Where can I find the current funding level of PDN? +

The funding level and the policy funding level are published around the 10th working day of each month on our website under “Funding level, returns and other financial figures”.

The funding level is now higher than 130%. By how much will my starting capital at Pensioenfonds PDN be increased? +

We do not know that yet. Employers, trade unions and the board of Pensioenfonds PDN need to discuss this. Those discussions are ongoing. 

Why do I need to apply for a value transfer before 1 May 2026? +

This is necessary if you want to transfer to Pensioenfonds PDN because of the transition bonus. It can take up to seven months for your request to be processed. If you want to benefit from a better transition bonus, you must submit your application on time. That way, you can be sure that everything will be arranged in time. You can still submit a request after 1 May 2026, but the longer you wait, the less likely it is that you will be on time.